0% Car Finance: Unlocking the Best Deals for 2023

0% car finance deals uk

Are you dreaming of driving a new car without the burden of high-interest rates on your finance deal? 0% car finance offers might be the answer you’ve been looking for! We have gathered insights from various reputable sources to present you with the ultimate guide to 0% car finance deals available in the UK.


  1. Vauxhall Corsa:
  2. Vauxhall Astra:
  3. Vauxhall Mokka:
  4. Vauxhall Crossland:
  5. Vauxhall Grandland:

Explore the Vauxhall range with 0% APR PCP deal for your preferred model.


Get 0% finance deals on your favorite SKODA model! It’s easy to apply – just pick your car, customize it, and fill out the finance form. Once approved, drive away with no interest charges! Don’t miss this chance to own a SKODA with 0% finance. Visit SKODA’s website for more details and start your journey to the perfect car. Read more on SKODA 0% finance deals

The Process of Applying for Finance with SKODA:

Step 1: Choose Your SKODA Model

  • Visit the SKODA 0% Finance Deals page.
  • Browse through the available SKODA models and select the one that suits your preferences and needs.

Step 2: Configure Your Vehicle

  • Once you’ve chosen your desired SKODA model, use the configurator to customize the vehicle according to your specifications.
  • Select the trim level, color, additional features, and any other preferences.

Step 3: Apply for Finance

  • After configuring your SKODA, proceed to the finance application process.
  • Fill out the finance application form provided on the SKODA website.
  • Provide accurate personal and financial information required for the application.

Step 4: Await Approval and Finalize

  • Submit your finance application and wait for the approval process to be completed.
  • If your application is successful, SKODA will contact you to discuss the terms and conditions of the finance deal.
  • Once everything is finalized and agreed upon, you can proceed to complete the purchase of your SKODA vehicle with the 0% finance offer.

Apply for finance with SKODA on 0% Finance Deals page


Ford offers Flexible options, competitive rates, and easy application make it simple to own a new or used Ford. Read more on Ford’s Personal Car Finance



The Mercedes EQC model comes with a 0% APR offer! If you’ve been considering an electric car, this is a fantastic opportunity to get the luxurious and eco-friendly EQC with interest-free finance. Don’t wait too long; it’s a limited-time deal! Take a closer look at Mercedes offers.

The Extra Mile :

What is Annual Percentage Rate ( APR ) ?

Understanding APR (Annual Percentage Rate) is crucial when it comes to car financing. Unlike a simple interest rate, APR includes all fees and charges, providing a true reflection of the money’s actual cost. Let’s consider an example: you’re buying a car for £12,000 with a £2,000 deposit, spreading the remaining £10,000 over 36 months at a 5.0% APR. This means 36 monthly repayments of approximately £299.21, making the total cost £10,771.58. The APR helps you compare different loan options accurately, taking into account interest rates, admin charges, and loan duration. A 0% APR financing means no extra fees or interest, making it an attractive option. Keep in mind that individual APRs vary based on personal details and credit history. To find the best deal, use online services to check your credit score before applying for car finance. Lenders calculate APR based on multiple factors, such as your credit history, deposit, desired car, and loan duration. By understanding APR and using online calculators, you can make informed decisions and secure the best car finance option for your needs.

How to lower APR on your car loan:

  1. Opt for a new or nearly-new car for potential zero-interest finance deals.
  2. Having an excellent credit score will get you better offers.
  3. Older cars may come with higher interest rates due to perceived risks.

Upgrade to a New Ride: Trade-In Your Old Car for Top Cash

Ready for a new ride? Say goodbye to your old car and hello to top cash with SCCarScrap’s hassle-free trade-ins. Get the best value for your vehicle and bid farewell to maintenance headaches. Our expert team ensures a seamless process, so you can drive away in style. Join our satisfied customers and unlock the true value of your old car.

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